Loan Modification

 ARE YOU BEHIND IN YOUR MORTGAGE PAYMENTS OR IN FORECLOSURE????

BLUE MOUNTAIN MORTGAGE CAN HELP!!

THIS IS LOAN RESTRUCTURING AND
NOT A REFINANCE!!

LOWER YOUR HOUSE PAYMENT!!

LOWER YOUR INTEREST RATE!!

Now you can keep your home with a loan modification! We convert your troubled loan into a loan you can afford! Once again you will be able to breathe and sleep at night without worrying about how you are going to pay your mortgage or losing your home.

WHAT WE CAN DO FOR YOU
Has the mortgage crisis affected you? If so, we want to help you by getting your lender(s) to agree to modify your mortgage(s) to lower your monthly mortgage payment(s).

Why not do it yourself?
There are many reasons why you should not do this, but the biggest one is that we have the experience of working with your lender(s) and knowing how far to push them to get you the best loan modification possible. Another is that many of the programs that you are hearing about don't cover most sub-prime mortgages or mortgages held by private investors.

Because we have the expertise and experience in dealing with your lenders, we pride ourselves on what we can accomplish for you. If you are behind on your mortgage payments, or if you are struggling to make them each month, we can help.

HOW WE CAN HELP
We often are able to get lenders to change a high variable rate to a lower fixed rate. Lenders will also often allow a portion of the arrearages, or amounts that the borrower is late on, to be added to the back end of the mortgage. Lenders are also sometimes willing to lower the principal amount owing in cases where property values have decreased significantly.

Our sole objective is to get your lender(s) to grant you a loan modification(s) that will lower your monthly payments, whereby you will be able to keep your home.

We are experienced real estate finance professionals. Our services have never been needed as much as they are now. Throughout America, thousands of homeowners are facing the prospect of losing their home to foreclosure or of being forced to sell their home because they can't afford their mortgage. We can help you prevent this from happening.

WHAT WE WILL NEED FROM YOU

• Copies of your most recent mortgage statement(s)

• Copies of your two most recent paystubs

• Completion of our Monthly Income and Expenses Worksheet

• Copy of the Declaration page of your homeowner’s insurance policy

• Copies of your two most recent months of bank statements

• An explanation/hardship letter explaining why you are having trouble making your mortgage payments and why you need a loan modification.

Do not wait. Take ACTION TODAY. The sooner you get someone involved the better chance you have to modify your loan and keep your home. Call us for a free and confidential consultation.